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Heat oil in dutch oven over medium-high heat. Add the beef and cook until browned. Add onion, garlic, bell pepper, chili powder, and cumin cook until softened 3-4 minutes. Stir in the tomatoes kidney beans, black beans, and salt; bring to a boil. Reduce the heat and simmer uncovered, until the chili thickens slightly, about 15 minutes.
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