In a bowl, combine all ingredients except the chips and grated cheese. In a 9 x11 shallow baking dish, layer ingredients. Crunch a layer of tortiall chips on bottom, pour half of mixture, layer half of cheese on top. Put a second layer of chips, other half of mixture and top with rest of the cheese.
Bake at 350 degrees for 30 minutes or until heated through and cheese is melted and slightly browned.
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