On the bottom layer spread 1/2 of the chocolate cream, then spread the banana slices, and on top the rest of the chocolate cream. Put the middle layer carefully on top. Spread all the Raspberry cream and carefully put the top layer on.
Sprinkle icing sugar on top and decorate with kiwi slices.
Store cool, and can with great results be made a few hours to a day before eating, that will allow all the flavors to spread.