In a large saucepot over medium-high heat, heat oil. Add onion, green pepper, and celery; cook until onions are translucent. add garlic, cook 1 minute longer. Add rice, sausage, and ham. Cook 2 to 3 minutes to coat rice with oil, stirring frequently. Add next 4 ingredients and heat to boiling. Cover and steam 20 to 25 minutes or until all liquid is absorbed.remove bay leave, stir in beans and serve.
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