Put desired amount of chocolate in a heat safe metal bowl. This bowl is going to nest inside the saucepan, be sure the bottom of the bowl does not touch the water inside. Reduce heat to a simmer and put chocolate nesting bowl on top of the saucepan. Chocolate will gradually melt. Stir with a spatula and add stevia or any spices. Leave chocolate over simmering water bath while you dip fruit so it does not harden. Pierce berries and other fruits onto skewers, dip in chocolate. If the pieces of fruit are large enough you can gently dip holding with your fingers. Roll in toppings.
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