1. Heat oven to 350 degrees
2. grease bottom only of loaf pan (9x5x3)
3. mix sugar and margarine in large bowl.
4. stir in eggs until blended.
5. add bananas and water and beat 30 seconds
6. stir in remaining ingredients except
nuts/chips until moistened then add nuts
7. pour into pan and bake for 55-60 mins
8. cool completely before serving
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